Housing Associations Insurance & Warranty


Housing Associations

The common misconception amongst Housing Associations is that they have to go with the recommended Latent Defects Insurance provider which is listed on the HCA’s requirement and in the Consumer Code for Home Builders.

At Advantage, we are competitively priced and are flexible in our approach, which is why we can provide a 12-year provision for Housing Associations on request. Furthermore, our policies are underwritten by leading insurance providers. Advantage Home Construction Insurance is here to shield you from excessive premiums so that you can invest your money and time into developing housing.

What we can cover at advantage

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£6b Risks Insured

We have amassed over £6b in insured risks since we were founded

85+ Years

of combined experience in the
structural insurance industry

6 UK Based Offices

providing coverage to all corners of the UK with fully staffed offices

Looking For a Structural Defects Insurance Quote? Contact Us

Why do Housing Associations choose advantage?

In an era when some businesses try to cover all markets, Advantage is proud to specialise. We have a proven track record of working with housing associations and our specialist knowledge means that we can offer expert assistance at every stage of your project.


Traditionally, housing associations often chose to work with the latent defects insurance provider which is listed on the HCA’s requirements and in the Consumer Code for Home Builders by default, without ‘shopping around.’ However, in recent years, we’ve noticed that more representatives of housing associations are taking a more active approach and are contacting us for a quotation. If this sounds like you, we’d be very happy to help.



Check Out Our Work

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