What We Cover

About advantage

Advantage Is a Leading Provider of Structural Defects Cover and Related Construction Insurance

We cover both commercial and residential properties, from self-builds to flagship £50m plus developments. We’re also trusted by many of the nation’s leading developers to provide structural warranties, and by a host of Housing Associations to provide 12-year cover for their properties. We also have a strong reputation within the industry for providing specialist insurance products such as Road, Sewer and Performance bonds, as well as a wide range of insurance backed guarantees.

Structural Defects Warranty

Structural defects warranty is considered a requirement by the majority of UK mortgage lenders before lending…

performance bonds

Performance bonds are becoming more commonplace in the UK construction industry. Developers and contractors are…

road & sewer bonds

Road bonds & Sewer bonds are required by the highway authorities for any development.

self-build insurance

Self-Build Insurance and 10 Year Structural Warranty are essential for anyone planning a renovation, barn conversion or new build.

commercial schemes

All commercial developments – from offices to retail units to schools, to name but a few – require insurance.

retrospective insurance

We provide Retrospective Insurance on developments that have already been built but do not have an existing policy.


We provide latent defects insurance for conversion projects of all scales.

£6b Risks Insured

We have amassed over £6b in insured risks since we were founded

85+ Years

of combined experience in the
structural insurance industry

6 UK Based Offices

providing coverage to all corners of the UK with fully staffed offices

Looking For a Structural Defects Insurance Quote? Contact Us


What Our Clients Say


Google Reviews

Queries were answered in a timely, efficient, friendly and knowledgeable manner. I spoke with Iain White, who kept me updated along the process. Clear and precise information, using Advantage was a smooth process.


Google Reviews

Derek at AHCI has now assisted in covering several of our projects. He always approaches each scheme with the same level of professionalism and friendliness that makes the process so much easier. AHCI continues to be our firm of choice.


Google Reviews

(Advantage) helped us to get latent defects insurance for our new build after the original insurance company collapsed. Michele Mauchel, who was the contact person for us, was a real star. As a result of her brilliant work and patience, we obtained our certificate. This could (have been) much more painful without her. We would like to thank all the technical team, especially Luke, who patiently waited for the technical documents that we extracted from the builder.


Google Reviews

(This is my) first project of building three houses. I was connected with AHCI in regards to obtaining building insurance. I met Derek Byrne and he is the most efficient and helpful person I have met in my life. AHCI is very professional and supportive to newcomers in the property business. Thanks AHCI for all your help and encouragement to grow in business.


Google Reviews

(We) had a fantastic service from Iain White and he managed to save us a lot of money on our structural warranty! Will definitely recommend his service and AHCI warranties to others.


Google Reviews

Advantage assisted us with complicated retrospective warranties that other warranty providers would not entertain. We were put in touch under recommendation and our experience with Advantage was great service simplified by a single point of contact, Daniel Phillips, who held our hand through the process. What was fast becoming a very stressful situation with major financial pressures was expedited by the professional, timely & comprehensive service Advantage provided. Would have no hesitation in recommending Advantage and the personal support provided by Dan.


Google Reviews

Advantage were extremely swift in responding to all our technical queries about our warranty, Iain White supported the project and worked with a great mix of professionalism and friendliness. We will definitely use them in the future.


Google Reviews

I dealt with Steven French at Advantage Insurance and I couldn't of asked for a better service from him. Throughout the whole process hes always been very helpful & proactive. I will continue to use him on future developments. Great service!


Google Reviews

Advantage were absolutely brilliant from start to finish. Fantastic customer service, efficient and very knowledgeable!


Google Reviews

I am pleased to leave a five star review for this company because it is well deserved. Fantastic service. I dealt with a lady named Lauren Godwin who was extremely professional. Highly recommend.


Google Reviews

I am the owner and director of a property development firm. Derek took what was in previous experience (with another firm) a laborious and frustrating exercise and made it fluid and painless. He is highly professional, diligent and made the the entire journey of getting warranties set up on our new build project effortless. Highly recommend Advantage and Derek Byrne.


Google Reviews

Advantage offer a good, professional service along with a more than suitable product. We have used Advantage on our last 3 builds and wouldn't hesitate to recommend.


Google Reviews

Had a fantastic service from Iain White and he managed to save us a lot of money on our structural warranty! Will definitely recommend his service and AHCI warranties to others.


Google Reviews

Queries were answered in a timely, efficient, friendly and knowledgable manner. I spoke with Iain White, who kept me updated along the process.

Clear and precise information, using Advantage was a smooth process.


Google Reviews

We are delighted to leave a 5 star review for AHCI following the conversion of our garage to a 2 bedroom dwelling. We were dealing with Josh Giblin throughout the whole process, and found him to be very responsive, very patient (as we are newbies to this), extremely informative and professional - from the initial quotation, through to receiving the certificate of compliance. We would have no hesitation in recommending AHCI for anyone looking for a 10 year latent defect warranty on their new-build project. Thanks Josh - you're a credit to the business.


Google Reviews

Providers of structural warranties - Professional and timely from start to finish, swift replies and site visits. Efficient and proactive upto press. Hopefully continue to work together effectively in the future.


Google Reviews

Excellent service required for completion of house. Derek the relationship manager worked miracles to get it over the line in a short space of time


Google Reviews

What I liked is the face to face in person contact with the right people. This makes such a big difference than just dealing with a large faceless entity that just wants your money. I received great service, a great product so I am very happy


Google Reviews

I have dealt with Iain White of Advantage and he always deals with things in a professional and timely manner and l couldn't recommend him highly enough! Thanks Iain.


Google Reviews

Andrew provided excellent service, was extremely responsive and dealt with everything quickly and professionally.


Google Reviews

Very personal service, 1 person to answer the phone to, 1 email address, in a world of faceless quoting and messaging service Advantage helped the project along in a timely and professional way


Google Reviews

Great customer service! Would happily use them again.


Google Reviews

I dealt with Gavin Blay on a project, the service has been excellent and I would highly recommend


Google Reviews

We have used Advantage for several years and have found them to be very professional and easy to work with. Their contract and sales team are friendly and the on site inspectors are detailed and readily available to book an appointment


Google Reviews

Providers of structural warranties - professional, efficient and proactive. Great to do business with.


Google Reviews

I bought buildings insurance from this company, my circumstances were quite complicated but I dealt with Francessco who was absolutely brilliant at making the whole thing easy. Excellent service


Google Reviews

Great company and great to work with always give you a great service have used them a few times

Still Have Questions? Let’s Talk!

Get in touch with our experts today!