What’s Covered in a Self-Build Structural Warranty?


Whether you’re self-building a property from scratch, having an extension built or conducting an extensive renovation of an existing building, a self-build structural warranty is a must for when the project is completed.

Building or completely renovating your own home is a dream for many people, but it does have the potential to turn into a nightmare if latent defects in the construction later come to light and mean that the building needs significant remedial work or even demolition and reconstruction. While no one wants to think of that worst-case scenario, and it thankfully isn’t common, there is always a risk when it comes to construction projects. This is why a self-build structural warranty is essential for peace of mind even if the property is going to be your own home, with no plans to sell on in the future.

If the property is going to be sold at some stage in the next few years, it can be very difficult for potential buyers to secure a mortgage on the home if there is not a self-build structural warranty covering it.

Self-build structural warranty cover

Available for all routes of self-build, including self-managed, DIY and turnkey builds, a self-build structural warranty essentially protects the owner of the property in the event that latent faults within the construction of the building come to light within 10 years. There are various ways in which these latent faults could mean that the homeowner incurs costs, so a self-build structural warranty covers:

  • The cost of repairing major damage caused by the latent fault(s)
  • The costs of remedial work needed
  • Demolition costs, if required
  • The cost of professional fees incurred as a result of the fault(s)
  • The costs of moving out so that work can be carried out
  • The costs of storage for belongings while work is carried out
  • Alternative accommodation costs
  • The event of the developer becoming insolvent

The event of land contamination Find out more about self-build structural warranties or get in touch to discuss your project requirements.

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Advantage Home Construction Insurance (AHCI) provides structural defects insurance – operating nationally with offices in Warrington, London and Birmingham – offering development-related insurances and a service designed to give customers peace of mind.

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