Advantage Home Construction Insurance (AHCI) is proud to announce a significant milestone in our continued growth: we have secured new A-rated insurer capacity through our long-standing capacity partner, Cadis MGA. This development marks one of the most important achievements in the company’s history and further strengthens our position as a leading provider of structural warranties and construction insurance across the UK.
Why A-Rated Capacity Matters
Our policies can now be underwritten by an independently assessed A-rated insurer, a mark of financial strength and reliability that is highly valued across the construction, legal and lending sectors.
In an industry where warranties span 10 or 12 years, long-term security is essential. A-rated backing provides clients, lenders, and legal professionals with enhanced confidence that the insurer is financially stable and capable of meeting its obligations throughout the lifecycle of a project.
With regulatory scrutiny increasing and expectations around risk management at an all-time high, this development places Advantage firmly among the most credible and resilient warranty providers in the market.
A Milestone Built on Trust and Consistency
Keith Gannon, Chief Executive Officer at AHCI, shared his thoughts on the significance of the achievement:
“This is a major milestone for the business and a reflection of the trust we’ve earned over the past decade. Achieving capacity with an A-rated insurer demonstrates the strength, consistency and technical excellence behind our service. It gives our clients and partners even greater confidence that their projects and homeowners are protected for the long term.”
This milestone is more than an enhancement of our product offering, it is validation of our team’s expertise and dedication. Every member of Advantage has played a key role in reaching this point, and their commitment to delivering robust, reliable cover continues to shape our future.
Unlocking Greater Flexibility for Clients
For many developers and professionals, A-rated backing isn’t just advantageous — it’s essential. A large number of lenders, institutions and legal advisers require warranties supported by an A-rated carrier before progressing finance or property transactions.
Our new status makes these pathways smoother and more accessible, helping clients secure funding and engage confidently with high-street lenders.
This new capacity is provided in addition to our existing rated scheme with CGICE, our long-standing insurance partner. Working with multiple rated insurers ensures we can offer one of the most specialised and comprehensive warranty propositions available in the UK market.
Supporting Developments of All Sizes
Advantage offers a full suite of products designed to support projects across the residential, commercial and mixed-use sectors, including:
With our enhanced capacity and strengthened insurer partnerships, we are better positioned than ever to support developments of every scale – from individual homes to major nationwide schemes.
Looking Ahead
Securing A-rated capacity is not just a significant moment for Advantage; it marks the foundation of our next chapter. As we continue to grow, innovate and refine our service, one thing remains constant: our commitment to protecting clients with dependable, long-term insurance solutions.
To learn more about how our A-rated cover can support your next development, get in touch with the Advantage team today.