Structural Defects

What is Structural Defects Insurance?

Structural defects insurance is a type of insurance that is considered a requirement by the majority of UK mortgage lenders before lending on any property under 10 years old.

Why do you need Structural Defects Insurance?

Hopefully the Structural Defects Insurance is used only as a precaution, however, if the instance does come where there is physical damage to the building, our job is to shield you from excess and necessary costs which could prove detrimental to your project. Having credible Structural Defects Insurance will also make the process of selling your property easier.

Why should you choose Advantage?

The Advantage (excuse the pun) we have over our competitors is that our management team, consisting of two former property developers, have the first-hand experience of the difficulties and tight deadlines that property developers face during a project. This, coupled with our professional and varied set of expertise makes us well equipped to protect your investment.

Why choose Advantage

Repeat Business
Competitive Rates
Dedicated Manager
Free Technical Support
Fast Quote, Fast Cover

Retrospective Cover

There may also be cases where a developer requires retrospective structural defects insurance, on developments that have already been built but do not have an existing policy.


We provide Structural defects insurance for conversion projects of all scales, including warehouses, barn conversions and office buildings.

Our policies include:

  • Professional fees
  • Demolition costs
  • Remedial work
  • Moving and storing
  • Alternative accommodations
  • Developer insolvency
  • Land contamination
  • Major damage

We Can Cover:

Contact one of our Structural Defects Insurance experts today to discuss your requirements on 0845 900 3969

Advantage holds the Shield of Approval when it comes to providing 10 YEAR STRUCTURAL WARRANTY

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Want a quote or can't find what you're looking for? Then fill out the form to request a call-back from one of our dedicated relationship managers.



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