How is a barn conversion warranty different from other structural warranties?


Unlike most standard structural warranties, a barn conversion warranty is a type of policy that has been developed especially for barn conversions, as there are many differences between this type of property and, for example, a conventional new build home.

Standard new build construction projects start from a blank slate, whereas barn conversions often incorporate parts of some existing building or buildings, usually from a different era in terms of construction methods, materials and processes. This makes the project more complex and can mean that every aspect of the build and conversion has unique challenges. As a result, a standard structural warranty often isn’t suitable for this type of project and a more tailored approach is needed with a specialist barn conversion warranty.

What does a barn conversion warranty do?

A barn conversion warranty is designed to provide the homeowner with peace of mind that for 10 years after completion of the work, the property is covered in the event that serious structural defects come to light.

If the barn conversion is to be sold, all mortgage lenders will need an appropriate warranty to be in place before they will agree to lend on it, so this type of policy is essential for developers or self-builders who may sell the property within the next ten years.

This cover means that if a serious defect is found in the period set out in the policy, there are funds available to cover the cost of remedying the problem or even demolition and rebuilding costs if needed. This is why it’s so important that a barn conversion warranty is in place, so that the homeowner can be confident when they purchase the property that they are covered if an issue is discovered.

To find out more, check out our quick guide to barn conversion warranties and our team would love to hear from you if you would like to get a quote for your project.

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Advantage Home Construction Insurance (AHCI) provides structural defects insurance – operating nationally with offices in Warrington, London and Birmingham – offering development-related insurances and a service designed to give customers peace of mind.

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