Latent Defects in Construction

Latent defects in construction are defects and faults that do not become apparent or indeed detectable until the construction project is completed.

These defects become classed latent defects in construction long after the defects liability period of insurance has ended which covers you for patent defects.

 

Types of latent defects in construction

The latent defects in construction could be due to the materials used within the construction or the design workmanship but the important factor that differs latent defects in construction from patent defects in construction are that these are not apparent or readily detectable.

There are some common latent defects in construction that we come across;

  • Wall Ties or Wind-posts being used on a project that are not adequate meaning movement and damage to walls occurs.
  • Damage to the structure which is caused by reinforcement being misplaced or the concrete that has been used being under strength.
  • Subsidence of buildings caused by poor foundations.
  • Basement tank defects which allows water to penetrate the construction.

With regards to Latent defects in construction it is paramount that you are covered by your insurance provider. It is paramount that the structural defects insurance provider that you choose offers both patent defects in construction cover and latent defects in construction. If you choose wrong and an issue occurs after the defects liability period, then your whole project could be in jeopardy and cost not only a huge amount of money but also time.

Call today on 0845 900 3969

Latent Defects in Construction

Make sure your covered against unforseen circumstances with latent defects insurance.

If you choose to have latent defects in construction cover through advantage, we can ensure that you will have;

  • Guaranteed cover for a set period of time that is discussed at the time of instruction
  • We don’t expect you to prove the negligence to recover repair costs
  • We can offer extensions to contractors
  • The insurance can be transferred to future owners

Get in touch

With regards to Latent defects in construction it is paramount that you are covered by your insurance provider. It is paramount that the structural defects insurance provider that you choose offers both patent defects in construction cover and latent defects in construction. If you choose wrong and an issue occurs after the defects liability period, then your whole project could be in jeopardy and cost not only a huge amount of money but also time.

We understand here at Advantage that it can be time consuming and mundane to trawl through providers when you have a project that you just want to get on with. This is why we set out from the outset what we offer we includes latent defects in construction cover so you have a one stop shop when it comes to your insurance needs. Therefore, all you need to worry about is instructing us and we can do the rest.

Interested in finding out more? Then contact us at Advantage today and speak to one of our experts and we will be more than happy to go through the options with you and discuss the best cover for you.

Call Today 0845 900 3969

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